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The number of homeowners underwater nationwide is estimated to be at least 25%.   That means that 1 in 4 homeowners owe more on their home than it is worth.  Although there have been some success stories regarding loan modifications the … Continued

SB 931: No Deficiencies on First Liens

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California just passed SB 931 which basically states that First Lien Holders cannot pursue a deficiency against a property owner if they have agreed to a short sale in writing. This will go into effect January 1, 2011. Currently there … Continued

Mike’s Mobile Site for Santa Cruz Properties

I am happy to announce that I have a new website created specifically designed to work on your smart phone. It works great on IPHONES, DROIDS, and other smart phones with web browsers. It is simple to use. Just open your mobile browser and enter : http://